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Every major type of business funding. One application.
Not sure which product fits? Apply once and we'll show you what you qualify for across our funding partners.
Merchant Cash Advance
Sell a slice of future sales for capital today. Approval is based on revenue, not your credit score.
Funding Amount: $5,000 – $500,000
Factor Rate: 1.10 – 1.49*
Estimated Term: 3 – 18 months
Working Capital Advance
Perfect for inventory and payroll gaps, with a fixed cost and a clear timeline.
Funding Amount: $5,000 – $500,000
Factor Rate: 1.1x – 1.5x*
Repayment Terms: 3 – 18 months
Business Line of Credit
Draw what you need, when you need it. Only pay for funds you use.
Credit Limit: $10,000 – $250,000
APR Range: 8.9% – 24.9%*
Draw Period: 12 – 24 months
Small Business Term Loan
Fixed-rate financing with predictable monthly payments for growth.
Loan Amount: $25,000 – $500,000
APR Range: 7.9% – 18.9%*
Repayment Terms: 12 – 60 months
Revenue-Based Financing
Flexible repayment that scales with your business revenue.
Funding Amount: $10,000 – $2,000,000
Factor Rate: 1.2x – 1.6x*
Repayment Terms: 3 – 24 months
Invoice Factoring
Convert unpaid invoices into quick cash without new debt.
Advance Rate: 80% – 95%
Factor Fee: 1% – 5% per month*
Invoice Minimum: $1,000 per invoice
Equipment Financing
Upgrade or replace mission-critical gear with competitive terms.
Financing Amount: $10,000 – $1,000,000+
APR Range: 6.9% – 20.9%*
Repayment Terms: 12 – 84 months
Bridge Loan
Short-term financing to bridge cash flow gaps and opportunities.
Loan Amount: $50,000 – $5,000,000
APR Range: 9.9% – 15.9%*
Repayment Terms: 6 – 24 months
SBA Loan
Government-backed financing with favorable terms and rates.
Loan Amount: $50,000 – $5,000,000
APR Range: 5.9% – 11.9%*
Repayment Terms: Up to 25 years
Lenderfy Stack™ Credit Booster
Credit improvement program built to unlock better rates on your next round.
Program Duration: 3 – 12 months
Focus: Personal and business credit
Credit Bureaus: Experian, Equifax, TransUnion
*Representative ranges. Actual cost depends on underwriting. All products are for business purposes only.
Ready to compare real offers?
One application. Multiple funders. Clear payback numbers before you sign anything.