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Every major type of business funding. One application.

Not sure which product fits? Apply once and we'll show you what you qualify for across our funding partners.

Merchant Cash Advance

Sell a slice of future sales for capital today. Approval is based on revenue, not your credit score.

Funding Amount: $5,000 – $500,000
Factor Rate: 1.10 – 1.49*
Estimated Term: 3 – 18 months

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Working Capital Advance

Perfect for inventory and payroll gaps, with a fixed cost and a clear timeline.

Funding Amount: $5,000 – $500,000
Factor Rate: 1.1x – 1.5x*
Repayment Terms: 3 – 18 months

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Business Line of Credit

Draw what you need, when you need it. Only pay for funds you use.

Credit Limit: $10,000 – $250,000
APR Range: 8.9% – 24.9%*
Draw Period: 12 – 24 months

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Small Business Term Loan

Fixed-rate financing with predictable monthly payments for growth.

Loan Amount: $25,000 – $500,000
APR Range: 7.9% – 18.9%*
Repayment Terms: 12 – 60 months

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Revenue-Based Financing

Flexible repayment that scales with your business revenue.

Funding Amount: $10,000 – $2,000,000
Factor Rate: 1.2x – 1.6x*
Repayment Terms: 3 – 24 months

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Invoice Factoring

Convert unpaid invoices into quick cash without new debt.

Advance Rate: 80% – 95%
Factor Fee: 1% – 5% per month*
Invoice Minimum: $1,000 per invoice

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Equipment Financing

Upgrade or replace mission-critical gear with competitive terms.

Financing Amount: $10,000 – $1,000,000+
APR Range: 6.9% – 20.9%*
Repayment Terms: 12 – 84 months

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Bridge Loan

Short-term financing to bridge cash flow gaps and opportunities.

Loan Amount: $50,000 – $5,000,000
APR Range: 9.9% – 15.9%*
Repayment Terms: 6 – 24 months

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SBA Loan

Government-backed financing with favorable terms and rates.

Loan Amount: $50,000 – $5,000,000
APR Range: 5.9% – 11.9%*
Repayment Terms: Up to 25 years

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Lenderfy Stack™ Credit Booster

Credit improvement program built to unlock better rates on your next round.

Program Duration: 3 – 12 months
Focus: Personal and business credit
Credit Bureaus: Experian, Equifax, TransUnion

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*Representative ranges. Actual cost depends on underwriting. All products are for business purposes only.

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