Typical terms
What to expect.
Representative ranges across our funding partners. Your actual offer depends on underwriting.
| Advance Rate | 80% – 95% |
| Factor Fee | 1% – 5% per month* |
| Invoice Minimum | $1,000 per invoice |
| Funding Speed | Same day available |
| Minimum Revenue | $50,000 annually |
| Time in Business | 6+ months |
| Customer Credit | B2B customers required |
| Recourse | Non-recourse available |
| Contract Length | No long-term contracts |
| Setup Fee | $0 – $500 |
*Representative range. Actual cost depends on underwriting and is disclosed in full before you sign. All products are for business purposes only and subject to approval by the funding provider.
How it works
Four steps to funding.
Submit Invoices
Upload your outstanding invoices from creditworthy customers for review.
Verification
We verify invoice authenticity and customer creditworthiness quickly.
Get Approved
Receive approval and advance rate based on invoice quality and customer credit.
Receive Cash
Get 80–95% of invoice value immediately, the remainder when your customer pays.
Also consider
Other ways to fund the move.
Merchant Cash Advance
Sell a slice of future sales for capital today. Approval is based on revenue, not your credit score.
Learn more →Working Capital Advance
Perfect for inventory and payroll gaps, with a fixed cost and a clear timeline.
Learn more →Business Line of Credit
Draw what you need, when you need it. Only pay for funds you use.
Learn more →Ready to compare real offers?
One application. Multiple funders. Clear payback numbers before you sign anything.