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Small Business Term Loan

Fixed-rate financing with predictable monthly payments for growth.

  • Loan Amount: $25,000 – $500,000
  • APR Range: 7.9% – 18.9%*
  • Repayment Terms: 12 – 60 months
  • Funding Speed: 24 – 72 hours
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Hi! I'm Lendy. A few quick taps plus your bank statements and you're done.

How much funding are you looking for?

$10K–$50K$50K–$150K$150K–$500K$500K+
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About a minute to answer · No hard credit pull to get started

Typical terms

What to expect.

Representative ranges across our funding partners. Your actual offer depends on underwriting.

Loan Amount$25,000 – $500,000
APR Range7.9% – 18.9%*
Repayment Terms12 – 60 months
Funding Speed24 – 72 hours
Minimum Revenue$100,000 annually
Time in Business12+ months
Credit Score620+ preferred
CollateralSecured or unsecured options
Prepayment PenaltyNone after 6 months
Origination Fee0% – 3%

*Representative range. Actual cost depends on underwriting and is disclosed in full before you sign. All products are for business purposes only and subject to approval by the funding provider.

How it works

Four steps to funding.

Submit Application

Complete our streamlined application with your business and financial details.

Underwriting Review

Our team reviews your credit profile, revenue, and time in business for approval.

Get Approved

Receive your loan offer with a fixed interest rate and predictable monthly payment.

Receive Funds

Funds are deposited into your business account within 24–72 hours of approval.

Ready to compare real offers?

One application. Multiple funders. Clear payback numbers before you sign anything.

Start your application → Call (888) 231-0674
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