Typical terms
What to expect.
Representative ranges across our funding partners. Your actual offer depends on underwriting.
New to factor rates? Read how to calculate the real cost of an MCA or compare an MCA vs. a business loan.
| Funding Amount | $10,000 – $2,000,000 |
| Factor Rate | 1.2x – 1.6x* |
| Repayment Terms | 3 – 24 months |
| Funding Speed | 24 – 48 hours |
| Minimum Revenue | $120,000 annually |
| Time in Business | 6+ months |
| Credit Score | 500+ accepted |
| Collateral | Unsecured |
| Repayment Method | Percentage of revenue |
| Early Payoff | Discounts available |
*Representative range. Actual cost depends on underwriting and is disclosed in full before you sign. All products are for business purposes only and subject to approval by the funding provider.
How it works
Four steps to funding.
Connect Revenue
Share your business bank statements and payment processor history for quick analysis.
Fast Offer
Get a funding offer based on your actual revenue patterns, not just credit score.
Review Terms
Review your transparent factor rate and flexible repayment structure.
Get Funded
Receive funds in as little as 24 hours with repayments that scale with sales.
Also consider
Other ways to fund the move.
Merchant Cash Advance
Sell a slice of future sales for capital today. Approval is based on revenue, not your credit score.
Learn more →Working Capital Advance
Perfect for inventory and payroll gaps, with a fixed cost and a clear timeline.
Learn more →Business Line of Credit
Draw what you need, when you need it. Only pay for funds you use.
Learn more →Ready to compare real offers?
One application. Multiple funders. Clear payback numbers before you sign anything.