Typical terms
What to expect.
Representative ranges across our funding partners. Your actual offer depends on underwriting.
New to factor rates? Read how to calculate the real cost of an MCA or compare an MCA vs. a business loan.
| Funding Amount | $5,000 – $500,000 |
| Factor Rate | 1.1x – 1.5x* |
| Repayment Terms | 3 – 18 months |
| Funding Speed | 24 – 48 hours |
| Minimum Revenue | $75,000 annually |
| Time in Business | 3+ months |
| Credit Score | 500+ accepted |
| Collateral | Unsecured |
| Personal Guarantee | Required |
| Early Payoff | Discounts available |
*Representative range. Actual cost depends on underwriting and is disclosed in full before you sign. All products are for business purposes only and subject to approval by the funding provider.
How it works
Four steps to funding.
Quick Application
Submit your application with basic business and revenue information in minutes.
Rapid Decision
Get approved within hours with our streamlined underwriting process.
Receive Offer
Review your funding offer with clear terms and fixed cost structure.
Get Funded
Funds deposited directly into your business account within 24–48 hours.
Also consider
Other ways to fund the move.
Merchant Cash Advance
Sell a slice of future sales for capital today. Approval is based on revenue, not your credit score.
Learn more →Business Line of Credit
Draw what you need, when you need it. Only pay for funds you use.
Learn more →Small Business Term Loan
Fixed-rate financing with predictable monthly payments for growth.
Learn more →Ready to compare real offers?
One application. Multiple funders. Clear payback numbers before you sign anything.